We see an opportunity to more fully utilize the existing housing stock. This "out-for-the-box" idea will enable those who cannot afford or are physically limited to repair their homes in exchange for renting a room out to a qualified pre-screened individual in need of affordable housing.

Using CLIH volunteer labor teams, we will home repair services with the rent from the room going towards paying the loan for building materials. In hardship situations, evaluated on a case-by-case basis, CLIH will provide both labor and materials.

Note also that the Renovate-to-Rent program includes help with home improvements but is not limited to trading volunteer work for low-income roommate placement. If you have a room you would like to rent, please contact us and we will look for an appropriate roommate whether you need renovation or not.

Some advantages of this program include:

1. If you live alone and have a health problem it is nice to have someone there in case you need help.
2. It is nice to have a friend to share with or lend a hand
3. Roommates provide income. Living costs are rising, a steady cash flow can be useful.
4. Home improvements can make your home safer and give liquidity for refinancing down your payments lower.

We have our first roommate moved in and, on a home left unfinished by the contractor, we have finished the remodeling work and lowered our client's payments. We are now remodeling that bottom floor of another home.

Multi-Family Affordable Housing Program

The severe lack of housing for young families is having a dramatic impact on our local community, as evidenced by the dramatic drop in school enrollment. CLIP will work towards creating suitable multi-family housing -- 2 and 3 bedroom apartments -- and is considering the following features and amenities:

1. Small affordable floor plans that can be leased to own in order to assist families out of the rental and into the home ownership market.
2. Onsite quality day care and latch key kid programs
3. Onsite library and modest playgrounds.
4. Community carpool programs.
5. Onsite program manager to establish fair rent practices.
6. Tap into existing social programs for high-need clients.
7. Use density bonuses to buy down land costs.
8. Waiver of facilities by requiring price freeze agreement.
9. Inclusion of some single-resident-occupancy (SRO) housing with shared amenities.

Coalition for Low Income Housing
A California Public Benefit Corporation
1250 4th St., Los Osos, CA 93402
(805) 534.0800,

Copyright, 2003 JOAT Ventures, Ltd.